Vehicle Finance at Chullora GWM

Why finance with us

At Chullora GWM we provide a complete range of finance and insurance options for you or your business. We focus on finding the most financially effective and streamlined way to get you into your new or used vehicle.


Our range of Financial Services includes Corporate lending, leasing, consumer finance, extended warranty, and a variety of motor vehicle, personal and financial risk management solutions.


Our expert Business Manager has extensive knowledge of all our products and is highly skilled in finding you the best possible deal available for your business and/or personal finance needs.

How does car finance work?

Car finance works by providing you with the necessary funds to buy your desired vehicle. 
Here's a simplified breakdown of the process:

  • 1. Loan Application


    Apply for a car loan with our dedicated team of professionals. Be prepared to provide details about the car you wish to purchase and your financial information.

  • 2. Approval

    We review your application, including your credit history, income, and the vehicle's details. Once approved, we offer you a loan with specific terms and conditions.

  • 3. Loan Terms

    We discuss the loan amount, interest rate, and the loan term. The loan term is the duration over which you'll repay the loan. Common terms are 3, 5, or 7 years.

  • 4. Securing the Car


    With the loan approval in hand, you can purchase the car you want. 

  • 5. Repayment


    You make regular repayments, which typically include both principal and interest, over the agreed-upon loan term until the loan is paid off.

  • 6. Ownership


    Once the loan is fully repaid, you gain full ownership of the vehicle, and we release any security interest we held over it.

What will my interest rate be?

Your interest rate is a crucial factor in determining the overall cost of your car loan. Several factors influence the interest rate you'll be offered, including:

  • Credit Score
    The higher your credit score, the more likely you are to receive a lower interest rate.
  • Loan Term
    Generally, shorter loan terms come with lower interest rates, while longer terms may have slightly higher rates.
  • Loan Amount
    The amount you're borrowing can impact your interest rate. Larger loans may have lower rates, but your creditworthiness still plays a significant role.
  • Market Conditions
    Interest rates can also fluctuate due to broader economic conditions. Keep an eye on market trends when considering a car loan.
  • Suttons Chullora GWM Policies
    Policies and rates may vary. Our team works with you to help you find the best rates.
  • Down Payment
    Making a substantial down payment can lower the loan amount, potentially reducing your interest costs.

Enquire now for more information

Contact us today to learn more about your financing options.

We look forward to hearing from you.


Suttons Chullora GWM

Cnr Hume Highway & Waterloo Road, Chullora NSW 2190

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Call us

(02) 9054 3097

  • Sales

    Mon – Fri: 8:30am– 5:30pm

    Sat: 8:30am – 5:00pm

    Sun: 10:00am – 5:00pm

  • Service

    Mon – Fri: 7:30am– 5:00pm

    Sat: Closed

    Sun: Closed

  • Parts

    Mon – Fri: 8:00am– 5:00pm

    Sat: Closed

    Sun: Closed