Vehicle Finance at Chullora GWM

Why finance with us

At Chullora GWM we provide a complete range of finance and insurance options for you or your business. We focus on finding the most financially effective and streamlined way to get you into your new or used vehicle.

 

Our range of Financial Services includes Corporate lending, leasing, consumer finance, extended warranty, and a variety of motor vehicle, personal and financial risk management solutions.

 

Our expert Business Manager has extensive knowledge of all our products and is highly skilled in finding you the best possible deal available for your business and/or personal finance needs.

Your car finance yourney

Car finance works by providing you with the necessary funds to buy your desired vehicle. 
Here's a simplified breakdown of the process:

  • 1. Start Your Application

     

    Provide your personal, financial, and vehicle details. We’ll submit everything to a lender for a full assessment.

  • 2. Lender Review & Outcome
     

    The lender checks your application to ensure the loan is suitable for you. 
    Please note: approval is subject to the lender’s criteria and is not guaranteed.

  • 3. Review Your Formal Offer
     

    If approved, the lender will provide a loan contract detailing the amount, term, interest rate, and repayments. You’ll also receive a Key Facts Sheet with the comparison rate and all fees—helping you compare and confirm the true cost.

  • 4. Complete Your Purchase

     

    After you accept and sign the loan contract, finance is settled and you can finalise your vehicle purchase. 

  • 5. Manage Your Repayments

     

    You’ll make regular payments to the lender over the chosen loan term, as outlined in your contract.

  • 6. Gain Full Ownership

     

    Once the loan is repaid in full, the lender releases its security interest over the vehicle. You then become the outright owner.

We work with a panel of lenders and may receive a commission for arranging your finance.

Understand your car finance options

Making an informed decision on vehicle finance starts with understanding your options. Our role is to help you navigate the process and compare available products.
 

How Our Finance Service Works

We provide credit assistance. This means we work with you to understand your needs and objectives, and then help arrange finance with a lender from our panel.
 

Key Factors That Affect Your Loan

The interest rate and terms you may be offered are not the same for everyone. They are determined by a personal assessment, based on factors such as:

  • Your credit history
  • Your financial situation and expenses
  • The loan term and amount
  • The type of vehicle and deposit

 

Important Information About Our Service

We provide credit assistance and typically receive a commission from the lender for our services if you proceed with a loan we arrange.
 

Your Next Steps

Once you have chosen a vehicle, our finance team can provide you with personalised quote.
 

Need Help Comparing?

Our team is here to explain the details, answer your questions, and help you understand your finance options before you commit.

Contact Us

What will my interest rate be?

Your interest rate is a crucial factor in determining the overall cost of your car loan. Several factors influence the interest rate you'll be offered, including:
 

  • Credit Score
    The higher your credit score, the more likely you are to receive a lower interest rate.
  • Loan Term
    Generally, shorter loan terms come with lower interest rates, while longer terms may have slightly higher rates.
  • Loan Amount
    The amount you're borrowing can impact your interest rate. Larger loans may have lower rates, but your creditworthiness still plays a significant role.
  • Market Conditions
    Interest rates can also fluctuate due to broader economic conditions. Keep an eye on market trends when considering a car loan.
  • Suttons Chullora GWM Policies
    Policies and rates may vary. Our team works with you to help you find the best rates.
  • Down Payment
    Making a substantial down payment can lower the loan amount, potentially reducing your interest costs.

Enquire now for more information

Contact us today to learn more about your financing options.

We look forward to hearing from you.

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Suttons Chullora GWM

Cnr Hume Highway & Waterloo Road, Chullora NSW 2190

Get Directions

 

Call us

(02) 9054 3097

  • Sales

    Mon – Fri: 8:30am– 5:30pm

    Sat: 8:30am – 5:00pm

    Sun: 10:00am – 5:00pm

  • Service

    Mon – Fri: 7:30am– 5:00pm

    Sat: Closed

    Sun: Closed

  • Parts

    Mon – Fri: 8:00am– 5:00pm

    Sat: Closed

    Sun: Closed